Comments on: Got my first DUI conviction and am wondering how it will affect my auto insurance.?

By: Pablo

Pablo — Mon, 09 Nov 2009 03:31:13 +0000

It depends on your insurance company how much it is going to raise, but they will very probably know about your DUI. Try this site

http://affordinsurance.notlong.com

here you can get quotes from different companies so you can find the best rates for you.

By: ken k

ken k — Mon, 09 Nov 2009 03:31:13 +0000

the insurance co will jack up anything that you own/and /or drive/without the 22 you cant go to work/soooooooo get ready/i used to get a couple of beers after work for the ride home/not any more/no more bud between my legs/

By: David

David — Mon, 09 Nov 2009 03:31:13 +0000

Only the vehicle you usually drive will be affected, and yes, SF will find out when you ask for the SR-22. Most companies don’t routinely check your record on renewals because it’s expensive to do it, but they do check periodically; however, asking for an SR-22 will ring a large bell with the company and they’ll surely check–or ask–why. It will also likely "flag" your file, and you’ll be driving on eggshells for the next 3-5 years at least.

By: Odessa H

Odessa H — Mon, 09 Nov 2009 03:31:13 +0000

To save money car insurance is a fast and easy way to save your money. You can get a easy estimate online they usually give you multiple prices.

I have used http://www.InsureAutoNow.info

By: PamelaS

PamelaS — Mon, 09 Nov 2009 03:31:13 +0000

SF will find out about your DUI anyway. Every company does run a motor vehicle report on every driver before every renewal, because they are allowed to adjust rates for violations and they have only so much time wherein they can do this. They’d be foolish to ignore the income, especially since DUI’s and other moving violations are statistical indicators that they are insuring a greater risk than initially thought.
You need to request the SR-22 from whatever company insures you, it is an addendum to your policy, a form that the company sends in to assure the government that you do, in fact have coverage. Some companies charge for it, others do not.
If SF is pricey on it, this would probably be a good time to shop around.
The rate will go up on the vehicle you are rated against, which with some companies will be the one you drive, with others, it will be random.

By: AMY G

AMY G — Mon, 09 Nov 2009 03:31:13 +0000

possess as much information as you could maybe is one of the options,however it is quite time consuming,here

http://www.CarInsuranceTip.info

is the resource i have ever had good experience.

By: anon y

anon y — Mon, 09 Nov 2009 03:31:13 +0000

Liability insurance covers only the last point, while comprehensive insurance covers all three. Even comprehensive insurance, however, doesn’t fully cover the risk associated with purchasing a new car. Due to the sharp decline in value immediately following purchase, there is generally a period in which the remaining car payments exceed the compensation the insurer will pay for a "totaled" (destroyed, or written-off) vehicle. So-called GAP insurance was established in the early 1980’s to provide protection to consumers based upon purchasing and market trends. The escalating price of cars, extended term auto loans, and the increasing popularity of leasing gave birth to GAP protection. GAP waivers provide protection for consumers when a "gap" exists between the actual value of their vehicle and the amount of money owed to the bank or leasing company. In some countries including New Zealand and Australia market structures mean that people are more likely to purchase a nearly new car than a new car so this is less of a problem.